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Gaming house

When i want to buy lvl1 Gaming house, this is what pops up:

Your budget has to be at least $20,000 to upgrade

Why? It only cost 10k and 1k maintenance
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Yeah this doesn't make sense at all. I think it is to prevent people going into debt too much but I think this 20k limit is a bit overboard.
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same for coaches, you need to have 10x the amount of salary in total money you offer them
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which is actually good for the coaches so that you dont have 5000k+ salary for each one.